Unsecured Personal Loan
(Rates subject to change without notice.)
Rates as of Friday, February 3, 2012 |
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| Product Description | Annual Percentage Rate | Apply |
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Fixed Rate, Term up to 36 months. (Monthly payment per $1,000 borrowed is $33.45 for a 36 month term.) |
12.500% | |
| Fixed Rate, Term 30 days* | 12.500% | |
| Fixed Rate, Term 60 days* | 12.500% | |
| Fixed Rate, Term 90 Days* | 12.500% | |
Rate quoted can be discounted by .5% with both an SSB checking and savings account or with automatic deduction of loan payments. Maximum loan amount is $3,000.
* Balance plus interest payable at maturity.
All funds in a "non-interest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "non-interest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.