Spencer Savings Bank

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Personal Loan

Rates as of Tuesday, September 7, 2010

Product Description Annual Percentage Rate Apply
Personal Loan Rates
Fixed Rate, Term up to 36 months.
(Monthly payment per $1,000 borrowed is $33.45 for a 36 month term.)  
12.500%
Fixed Rate, Term 30 days*   12.500%
Fixed Rate, Term 60 days*   12.500%
Fixed Rate, Term 90 Days*   12.500%

Rate quoted can be discounted by .5% with both an SSB checking and savings account or with automatic deduction of loan payments.

* Balance plus interest payable at maturity.