Home Equity Line of Credit

Rates as of Tuesday, September 7, 2010
Product Description	Annual Percentage Rate	Apply
Home Equity Line of Credit
Rate based on Prime 3.25% Minimum Floor Rate is 4.00% w/ max of 18.00%*	4.000%

Rate quoted is for owner occupied property, 1-4 family residences only. Maximum LTV 80%. Property insurance is required.

* The Annual Percentage Rate (APR) is based on the Prime Rate as published in The Wall Street Journal and was 3.25% on 1/1/2010. See a tax advisor regarding deductability of interest on both Loans and Lines of Credit. Early termination fee applies to lines of credit closed within 36 months. Other terms and conditions apply