Rates

Spencer Savings Bank offers competitive rates on all types of mortgage loans, consumer loans and savings programs. Click a link below or choose a category above to view the current rate charts.

All rates effective as of December 9th, 2008
(Rates Subject to Change Without Notice)

Mortgage Loan Rates

• First Time Home Buyer Programs
• Fixed Rate Mortgages
• Adjustable Rate Mortgages
• Home Equity Line of Credit
• Home Equity Loan

Consumer Loan Rates

• Land Loan
• Personal Loan
• Auto Loan
• Motorcycle Loan
• Recreational Vehicle/Boat Loan
• Line of Credit/Overdraft Protection

Deposit - Variable Rates

• Checking Accounts
• Savings Accounts

Deposit - Fixed Rates

• Certificates of Deposit (CD) Specials
• Certificates of Deposit (CD)
• Individual Retirement Accounts (IRA)